The Pay off For Travelers Insurance

I have been booking filghts for years now and I always decline the insurance on the trip at the end.  I booked a trip for my Husband recently and for some reason it was a no brainer for me click insure my trip.  Boy am I glad I did that.  I spend hours researching for the best flight deals  before I book any flight.  In the end I hate to pay more for the insurance but now I know I will always take that option to take the insurance. 
Today I was out finishing up Dean's birthday shopping before I left to take my husband to the airport.  I was to be leaving with in 15 min to take him to the airport when I got a call from the Lawyers office saying they had just received a fax that there had been a request for a continuance for the court date.  My first response was are you freeking kidding me.  Then I was like well OK  at least I have the trip insurance covered.  It was really an easy process to filing the claim.  They emailed the forms to us, we faxed the court paper and eticket to the insurance company and it was done. 
Thank goodnees for Travel Insurance   I will never book without it again.